Loans on property for persons with Low declared income in ITR

We offer home loans and property loans to person who have filed ITRs with low Income with following benefits.

Loan of Rs 2 Crore on ITR of Rs 5 Lakhs

Margin / Own Contribution Cash Payment allowed*

  • Banks Fund 75%-90%. For own contribution of the property cash payment is sometimes allowed.
  • Subject to Income Tax guidelines.

PMAY Benefits of 2.67 Lakhs

Loan Amounts upto Rs 10 Crores basis Business Turnover and/or Bank

Loans upto Rs 2.5 Crores on ITR as low as Rs 2 Lakhs

Applicant will need to fund 50-65% of the property from his own sources.

130% of Current Loan in case of Balance Transfer*

  • No assessment of income.
  • Current loan should have a good repayment track.
  • Value of loan determined by how many months has the current loan been serviced.

Lower EMIs by 30%

  • Tenure upto 30 years.
  • Payment till 80 years age.

We will match you with the best bank.

Just give a few details and we will match you with the best bank.


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